If you are tired of giving a lot of cash on the behalf of maintenance fee to your bank. Additionally, you want to avoid these monthly fees then you are at the right place. For this purpose, the best way is to maintain the minimum balance. Additionally, at the same time make the direct deposits. By following this easiest tip you can avoid this monthly fee. There is a policy of some banks that they will waive fees based on your age.

Furthermore, each type of account has its own requirements, according to its nature. So it is necessary that the information of the fee waiver you have should match with your account type. Moreover, the monthly service fees are very different with respect to item-specific costs. Such types of requirements of America’s overdraft fees.
Here is a brief explanation of some options that will help you to avoid bank of America’s monthly maintenance fees. The most important point is it is different from account to account. So without any further delay quickly have a look at these options.
Maintain a minimum balance
The first and most important and easiest way to avoid such fees is to maintain a minimum balance. Additionally, if you do so then there is a high chance that you will cope up with this problem. Furthermore, the advantage of saving in this regard is the 500$ minimum daily balance. Moreover when we talk about the advantage plus option is 1500$ minimum daily balance. Lastly, for the advantage of relationship, there is a combined balance range of 10000$. To maintain such balance and you will cope up with such issues.

Qualifying direct deposit
The second option that you will follow in this regard is you have a qualifying direct deposit. Adopting this option a single account will let you avoid such monthly maintenance fees. So we suggest you receive qualifying direct deposits. In our recommendation, while choosing your bank account you must have a look at these options.
Moreover, there is an option of advantage plus in this regard. The minimum of one qualifying direct deposit of 250$. This range can also be increased depending upon the term and conditions at that time.
Link the bank of America Accounts
The third and the most important option is to link your bank of America accounts. So it is suggested that you link your authentic or eligible accounts. Linking your accounts will help you to cope with the balance requirements. Ultimately following these options will help you to avoid the 12 monthly fee bank. So don’t forget to follow these options. The most important point to remember is your account should be eligible and authentic. Do advantage savings, by linking your bank of America advantage relationship banking account.
Enroll account in the preferred reward programs
The good thing is the maintenance fees for the authentic and eligible bank of America savings and checking accounts will waive. This will only happen when you enrol your bank account in the bank of America’s preferred reward program. You will only qualify for the preferred rewards programs only based when you have active bank of America personal checking account. Furthermore, maintain three months’ average combined balance with respect to your bank of America accounts. The minimum balance for this concern is 20000$ for a gold tire. Furthermore for the platinum and platinum honours tires are 50000$ and 100000$ respectively.
Qualify your account for the student waiver
The last but least option to avoid the 12 monthly fees for the bank of America is to qualify your account with a student waiver. You will apply to the student waiver when your account is enrolled in any academic institution. The age range in this concern is 24 years.
Furthermore, this type of waiver only applies to the following bank accounts. These banks accounts are
- Advantage plus
- Advantage safe balance
- Advantage savings
There is also a solution to avoid overdraft fees for bank America. The overdraft fee for the overdraft is 35$. To avoid this fee is to remain active and vigilant by keeping a huge and healthy amount in your account
Final words
We tried our best to convey as much information as we can about the ways to avoid the 12 monthly fees of the Bank of America. In case you still have any query feel free to ask in the comment sections.